CDS Portfolio Health Check
Import once. See what deserves to stay or a deeper review.
Fetch holdings through an authorised provider using PAN, consent and OTP, or enter them manually. The report combines multi-period fund performance with portfolio concentration, duplication and suitability.
“Review for replacement” is a discussion flag. It is never triggered by one weak quarter alone and does not name an automatic replacement fund.Step 1 · Holdings
Bring in your mutual-fund portfolio.
Use the secure PAN + provider OTP route when available, or enter holdings manually. Date of birth is not used as a substitute for consent and OTP.
Authorised data-provider connection
Fetch folios and holdings after consent.
CDS sends PAN and registered mobile securely to the connected portfolio-data provider for this one request. The provider sends the OTP. CDS does not store the PAN; only a one-way security hash is retained to prevent misuse.
- No DOB, folio, bank login, password or transaction OTP
- Review imported schemes and values before analysis
- Manual entry remains available at any time
Automatic fetch is not live yet.
CDS must complete a licensed CAMS, KFintech, MFCentral or authorised partner API agreement before PAN can be accepted. No PAN is collected while this connection is inactive.